Your Application Is Ready

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Your Application Is Ready

Good news — you’ve been pre-qualified for the final expense coverage below. The last step is a short, secure online application. Most people finish it in about 10 minutes, and I’m one phone call away if you’d like help.

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Start my secure application →

Save and come back any time — your link stays active.

Encrypted application hosted by our secure processing partner. Your details go straight into your file — nothing is stored on this website.

We couldn’t find your personal application link on this page. Please use the button in the email I sent you, or call me at (215) 999-3168 and I’ll resend it.

What happens next

  1. 1
    Complete the application

    Your contact details, who you want to receive the benefit, a few health questions, and how you’d like to pay. No medical exam. You can pause and come back.

  2. 2
    Sign electronically

    You’ll get an email or a quick call to sign — no printing, no mailing.

  3. 3
    Underwriting approval

    Most final expense decisions come back within hours to a few days. I’ll keep you posted at every step.

Questions before you start? Call (215) 999-3168 — you’ll reach me directly, never a call center.

  • No broker fees, ever
  • Independent — 25+ carriers compared for you
  • Your information is never sold

Phillip Chin
Reviewed by Phillip Chin
Licensed insurance broker since 2008 · NPN #8895251 · Verify at nipr.com
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Guaranteed Life Insured
Guaranteed acceptance life insurance for people who have been told no. No exams, no health questions, no declines — ages 18–85 (varies by carrier).
(215) 999-3168
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Agent & Licensing. GuaranteedLifeInsured.com is owned and operated by Phillip Chin, a licensed life insurance agent (NPN #8895251). Phillip works with clients nationwide; licensing for your state is available upon request, and any agent’s license can be verified through the National Insurance Producer Registry at nipr.com.

About This Site. This website provides general information about life insurance and connects consumers with licensed insurance carriers. It is not affiliated with, connected to, or endorsed by any government agency. Guaranteed Life Insured is an independent insurance agency; insurance products are issued and underwritten solely by the respective insurance carriers. All product guarantees are subject to the claims-paying ability of the issuing insurance company.

Rates & Availability. Sample rates shown on this site are for illustration purposes only and are not an offer of coverage or a guarantee of premium. Actual rates and product availability vary by state, age, sex, coverage amount and issuing carrier. Benefits, riders, exclusions and terms vary by state — refer to policy documents for the terms that apply in your state.

Graded Death Benefit Disclosure. Guaranteed issue (guaranteed acceptance) whole life policies contain a graded death benefit. If death occurs from natural causes within the first two to three policy years (varies by carrier and state), the benefit is limited to a return of premiums paid plus interest (typically 7%–10%). Death due to accident is generally covered in full from the policy effective date. See your policy for exact provisions.

Privacy. Information submitted through quote forms is used only to provide insurance quotes and service and is never sold to third-party lead vendors. See our Privacy Policy and ADA Compliance Statement.

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